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iDefend is designed to help you guard against ALL forms of identity theft (not just credit fraud), and provides you with a comprehensive identity recovery service should the unthinkable happen to you or any of your family members. That's why we call it WHOLE identity protection.
We are the pioneer and industry leader in whole identity protection.
It's our job to protect your good name. There are some things you can do to protect yourself if you have the time and really stay on top of things. But with iDefend, we pretty much take care of it all for you. We'll simplify your life and secure your identity.
Remember, it's a lot easier to protect yourself against identity theft, than it is to recover from it.
iDefend includes:
Credit Monitoring Assist: The benefits of credit monitoring without the hassles. We make watching for credit fraud easy. You won't have to constantly login to an online account with the credit bureaus and look for what you think might be signs of potential fraud. We simplify your life by doing the work for you.
Printed Credit Reports
You receive free printed credit reports (sent to your home) from all 3 major credit bureaus (Experian, Equifax and Trans Union). We'll schedule the number of free reports that you are entitled to by state law evenly throughout the year to maximize your view into your credit status, without having to pay for expensive credit monitoring services.
Help Understanding Your Credit Report
When you receive your credit report a trained professional is standing by to help you interpret the information and look for signs of fraud. All you need to do is ask - help is just a phone call away.
Whole identity monitoring with iDefend picks up in critical areas where credit monitoring stops. In fact, this type of monitoring can be the most powerful and fastest way to detect identity theft.
Public Records and National Database Monitoring
We proactively screen thousands of public records, national databases for true identity theft looking for the use of your social security and name to commit fraud.
These powerful searches can help uncover the use of your identity for criminal activity and fraud by searching databases such as:
- The three major credit bureaus (Equifax, Experian and TransUnion)
- National data aggregators
- Department of Motor Vehicle records
- Public records databases
- Non-credit loan databases
- Large insurance companies to uncover medical fraud information
- Criminal databases
- and more.
Your Identity Risk Score
Includes an Identity Risk Score to rate your susceptibility and help predict identity theft before it occurs. A unique indicator of your chances of becoming a victim of identity theft.
Our ID recovery specialists are experts in providing victims with what they need most: compassionate one-on-one, beginning-to-end guidance throughout the entire recovery process. No detail is too small.
Whole Identity Restoration
- Full identity restoration starting with the credit bureaus, plus all other forms of ID theft including:
- Medical benefits fraud
- Driver's licenses
- Social security benefits fraud
- Federal and State Tax fraud
- Passports
- Utilities
- 401k
- Bankruptcy
- and more
- We will continue to work until your identity has been restored to its pre-theft status.
- It's completely hassle-free, making identity restoration as simple and painless as possible.
Personalized Identity Recovery Plan
You'll be assigned a trained personal recovery advocate who will set up a personalized recovery plan and then handle everything for you through a limited power of attorney - research, paperwork, disputes, documentation of fraud resolution, and more.
- A Personal Recovery Advocate assigned to manage the identity recovery - does it all for you.
- Make sure you take advantage of all your legal rights.
- A customized recovery plan with all forms completed and tracked for you.
- Limited Power of Attorney authorization allows the Recovery Advocate to work on the victims behalf.
- The Advocate will contact and file disputes on your behalf with creditors, credit bureaus, bill collectors, banks, mortgage companies, and agencies such as the DMV, SS Administration, U.S. Postal Service, etc.
- The Advocate will perform the research, phone calls, letters, follow-up, and case documentation.
- The Advocate will continue to work until the identity has been restored to its pre-theft status.
Criminal Prosecution
The recovery process includes coordination with law enforcement to help in the apprehension and prosecution of the identity thief. Your identity recovery specialist will go the extra mile to help track down the bad guys, and hopefully stop them from committing more acts of fraud against you or others. Whenever possible our paralegals will:
- Provide hard evidence to police, district attorneys, etc.
- Give law enforcement a trail to the thief as well as documentation for search and arrest warrants that they could not get otherwise.
- Use cell numbers, caller id records, etc. to locate the thief. We'll even do background checks on them to find out as much as possible to help in locating and prosecuting them.
Expense Reimbursement Insurance
- Up to $10,000 in reimbursement of expenses incurred as a result of recovering your identity. (A nice benefit, but rarely used because your iDefend team of recovery specialists do virtually everything for you - eliminating most or all of your recovery costs.)
- No deductible.
- No exclusion for pre-existing unknown identity theft events.
- Lost wage reimbursements.
- Includes other expenses such as court costs, affidavits, attorney's fees, etc.
- This benefit covers all family members up to age 21 (family plan).
- Covers domestic partners and self-employed persons.
Get Protected Now
INVISUS Direct™
The world leader in Whole Identity Protection.
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